The modern platform for end-to-end collateral monitoring.
CORA reads the credit agreement into a live configuration, runs each borrower's reporting cycle on it, and answers any question about the book from it.
Products.
CORA OS
CORA OS is the engine beneath CORA. It maps each deal from its credit agreement into one record, ties each figure to its source and ties each act to a person.
Learn morePlatform
The Platform is the lender's workspace: the portfolio desk, each deal's Monitor, the data room, the history and your team's administration, all reading from one record.
Learn moreAgent
CORA's agent answers questions about one deal or the whole portfolio in plain words, from the record, with its sources named. Then it drafts the next step for your team to confirm.
Learn moreOnboarding
CORA reads the agreement, the fee letter and the reporting history, proposes the deal's configuration and asks your team only the judgment calls.
Learn morePortal
The Portal is where borrowers answer requests, upload their files, keep to the reporting calendar and sign certificates on CORA. Both sides read the same agreement, so what arrives already ties to what the lender expects.
Learn moreIntegrations
CORA offers integrations with the service providers around a deal, so borrowers work in one data room and one platform instead of many.
Learn moreOne platform, built in layers.
Where your team and your borrowers work.
The portfolio desk, a Monitor for each deal, the conversation where CORA reports and asks, and the borrower portal for requests, uploads and signing.
- Today's To-Do's, Needs you and Past Due on one desk
- The borrowing base, rates and covenants for each deal
- Requests, uploads and signatures from the borrower
The model reads, asks and drafts. A person decides.
CORA reads the agreement and the files, raises the judgment calls with a recommended answer and the agreement's words, answers questions from the record with its sources, and drafts the next act for a person to confirm.
- Questions with a recommended answer and the cite
- Answers from the record, with sources named
- Drafts that wait for a person's confirmation
Confirmed rules run in code, to the cent.
Once a rule is confirmed, the engine applies it the same way each period: ineligibles, caps, reserves and availability recomputed from gross, and covenants tested at their dates.
- Exact decimal from the file to the certificate
- The borrowing base recomputed from gross
- Covenants and springing terms tested at their dates
One record per deal, read from the agreement.
The agreement, the configuration drawn from it, the files and the rulings all sit on one record, with each act attributed to the person who made it and the time.
- The configuration, each term with its section
- Files classified and filed by deal and period
- An audit trail of who did what, and when
Built for regulated lenders.
Encrypted in transit and at rest, never used to train models, access by role and approval, and an audit trail of each act. SOC 2 Type I is complete, and Type II is in progress with an independent auditor.
See the platform on your book.
Bring a deal you know well. We will walk it through CORA with you.